Star Health & Allied Insurance
India's First Standalone Health Insurer with In-House Claims
Access over 14,000 cashless network hospitals nationwide with zero Third-Party Administrator (TPA) intervention. Direct settlement, disease-specific coverage, and lifelong renewals.
Cashless Hospitals
Direct In-House Claims
Solvency Ratio
Max Cover Options
Top Star Health Plans Facilitated Through Us
Family Health Optima (FHO)
The most popular family floater plan covering self, spouse, and up to 3 dependent children under a single sum insured with 3x automatic recharge benefit.
- checkAuto recharge up to 100% of SI
- checkAssisted reproduction treatment cover
- checkCoverage for all day-care procedures
Star Young Star Insurance
Tailored for young professionals and couples aged 18 to 40. Features cumulative bonus up to 100%, wellness rewards premium discounts, and minimal waiting periods.
- checkZero waiting period for accidental hospitalization
- checkMid-term inclusion of spouse/child allowed
- checkE-medical opinion from specialist panel
Senior Citizens Red Carpet
Dedicated healthcare protection for elderly parents aged 60 to 75 without the stress of pre-insurance medical screenings. Covers pre-existing diseases after 12 months.
- checkNo mandatory pre-policy medical checkup
- checkPre-existing diseases covered after 1 year
- checkSub-limit waivers for modern treatments
Direct Hospitalization & Claim Support
In planned or emergency hospitalizations, our claim concierge helps coordinates pre-authorizations with Star Health's in-house medical desk for fast cashless discharge approval.
Check Medical Inflation Cover
Explore our medical inflation calculator to ensure your cover remains adequate 10 years ahead.
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