/* ==========================================================================
   INSURANCE-PARIVAAR: AMBIENT STYLES & FLOATING COMPONENTS
   Inspired by LotusFS & Modern InsurTech Aesthetics
   ========================================================================== */

/* GLOBAL TYPOGRAPHY: COMFORTABLY ENLARGED SMALL FONTS ACROSS THE WEBSITE */
.text-\[10px\] {
  font-size: 0.725rem !important; /* ~11.6px (was 10px) */
  line-height: 1.25 !important;
}

.text-\[11px\],
.text-\[11\.5px\] {
  font-size: 0.785rem !important; /* ~12.6px (was 11px) */
  line-height: 1.35 !important;
}

.text-xs {
  font-size: 0.845rem !important; /* ~13.5px (was 12px) */
  line-height: 1.45 !important;
}

.text-sm {
  font-size: 0.9375rem !important; /* 15px (was 14px) */
  line-height: 1.55 !important;
}

html, body {
  max-width: 100% !important;
  overflow-x: hidden !important;
}

/* 1. Ambient Background Animation */
.bg-animation-wrapper {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  z-index: 0;
  overflow: hidden;
  pointer-events: none;
}

.bg-shape {
  position: absolute;
  border-radius: 50%;
  filter: blur(100px);
  pointer-events: none;
  animation: floatAtmosphere 22s infinite alternate ease-in-out;
}

.shape-1 {
  top: -12%;
  left: -8%;
  width: 58vw;
  height: 58vw;
  background: radial-gradient(circle, rgba(0, 99, 153, 0.14), transparent 70%);
  opacity: 0.85;
}

.shape-2 {
  bottom: -12%;
  right: -8%;
  width: 52vw;
  height: 52vw;
  background: radial-gradient(circle, rgba(204, 168, 48, 0.12), transparent 70%);
  animation-delay: -6s;
  opacity: 0.85;
}

.shape-3 {
  top: 35%;
  left: 28%;
  width: 44vw;
  height: 44vw;
  background: radial-gradient(circle, rgba(103, 186, 253, 0.09), transparent 70%);
  animation-delay: -12s;
  opacity: 0.75;
}

@keyframes floatAtmosphere {
  0% {
    transform: translate(0, 0) scale(1);
  }
  50% {
    transform: translate(35px, -45px) scale(1.08);
  }
  100% {
    transform: translate(-25px, 35px) scale(0.94);
  }
}

/* Global layout stability: flawless scrolling, prevent horizontal shift */
html {
  overflow-x: clip;
  overflow-y: auto;
  scroll-behavior: smooth;
  scrollbar-width: thin;
  scrollbar-color: #1e3a5f #000f22;
}

body {
  overflow-x: clip;
  min-height: 100vh;
  margin: 0;
  padding: 0;
  position: relative;
  overscroll-behavior-y: auto;
}

/* Custom Sleek Scrollbar for Blink & WebKit (Chrome, Edge, Safari, Opera) */
::-webkit-scrollbar {
  width: 10px;
}

::-webkit-scrollbar-track {
  background: #000f22;
}

::-webkit-scrollbar-thumb {
  background: #1e3a5f;
  border-radius: 5px;
  border: 2px solid #000f22;
}

::-webkit-scrollbar-thumb:hover {
  background: #006399;
}


/* 2. Floating Navbar Styling - 2-Color Gradient: White on Left to Darkest Blue on Right with 3D Pop-Out Logo */
.header-floating {
  position: fixed;
  top: 0.625rem;
  left: 50%;
  transform: translateX(-50%);
  width: calc(100% - 1.25rem);
  max-width: 90rem; /* 1440px - ample breathing room */
  margin: 0;
  z-index: 50;
  box-sizing: border-box;
  background: linear-gradient(90deg, #ffffff 0%, #071e3d 100%) !important;
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  border: 1px solid rgba(255, 255, 255, 0.65) !important;
  border-radius: 1.15rem;
  box-shadow: 0 16px 40px -10px rgba(7, 30, 61, 0.35), 0 0 24px rgba(255, 255, 255, 0.4) !important;
  overflow: visible !important;
  transition: background-color 0.3s ease, border-color 0.3s ease, box-shadow 0.3s ease;
}

@media (min-width: 640px) {
  .header-floating {
    top: 1rem;
    width: calc(100% - 2rem);
    border-radius: 1.5rem;
  }
}

/* Glass Capsule Inner Containers for Navigation on Header */
.header-inner-pill {
  background: rgba(255, 255, 255, 0.94) !important;
  border: 1px solid rgba(255, 255, 255, 0.95) !important;
  backdrop-filter: blur(18px) saturate(180%) !important;
  -webkit-backdrop-filter: blur(18px) saturate(180%) !important;
  box-shadow: 0 4px 20px -2px rgba(0, 32, 63, 0.10), 0 0 0 1px rgba(0, 32, 63, 0.04) !important;
  padding: 3px 6px !important;
}

.header-inner-pill a,
.header-inner-pill button {
  color: #334155 !important;
  font-weight: 600 !important;
  font-size: 13px !important;
  border-radius: 9999px !important;
  border: 1px solid transparent !important;
  background: transparent !important;
  transition: all 0.22s cubic-bezier(0.16, 1, 0.3, 1) !important;
  position: relative !important;
}

.header-inner-pill a:hover,
.header-inner-pill button:hover {
  color: #006399 !important;
  background: rgba(0, 99, 153, 0.06) !important;
  transform: translateY(-0.5px);
}

body.persona-agent .header-inner-pill a:hover,
.header-inner-pill a[data-persona="agent"]:hover {
  color: #854d0e !important;
  background: rgba(204, 168, 48, 0.10) !important;
  transform: translateY(-0.5px);
}

/* Active State for Persona Toggle Buttons with guaranteed high contrast */
#btn-persona-customer.bg-secondary,
#btn-persona-customer.bg-secondary *,
.header-inner-pill button#btn-persona-customer.bg-secondary,
.header-inner-pill button#btn-persona-customer.bg-secondary *,
.header-floating #btn-persona-customer.bg-secondary,
.header-floating #btn-persona-customer.bg-secondary * {
  background-color: #006399 !important;
  color: #ffffff !important;
  fill: #ffffff !important;
  -webkit-text-fill-color: #ffffff !important;
}

#btn-persona-agent.bg-tertiary-container,
#btn-persona-agent.bg-tertiary-container *,
.header-inner-pill button#btn-persona-agent.bg-tertiary-container,
.header-inner-pill button#btn-persona-agent.bg-tertiary-container *,
.header-floating #btn-persona-agent.bg-tertiary-container,
.header-floating #btn-persona-agent.bg-tertiary-container * {
  background-color: #cca830 !important;
  color: #071e3d !important;
  fill: #071e3d !important;
  -webkit-text-fill-color: #071e3d !important;
}

/* Active Navigation Item (Customer Mode: Sapphire Floating Capsule + Micro Accent Dot) */
.header-inner-pill a.nav-item-active,
.header-inner-pill a.nav-item-active:hover {
  color: #005080 !important;
  background: linear-gradient(135deg, rgba(0, 99, 153, 0.12) 0%, rgba(2, 132, 199, 0.05) 100%) !important;
  border: 1px solid rgba(0, 99, 153, 0.22) !important;
  box-shadow: 0 2px 8px -2px rgba(0, 99, 153, 0.18), inset 0 1px 0 rgba(255, 255, 255, 0.9) !important;
  font-weight: 700 !important;
}

.header-inner-pill a.nav-item-active::after {
  content: '';
  position: absolute;
  bottom: 2px;
  left: 50%;
  transform: translateX(-50%);
  width: 14px;
  height: 2px;
  border-radius: 9999px;
  background: #006399;
  box-shadow: 0 1px 3px rgba(0, 99, 153, 0.4);
}

/* Active Navigation Item (Agent Mode: Warm Executive Gold/Amber Capsule + Micro Accent Dot) */
body.persona-agent .header-inner-pill a.nav-item-active,
body.persona-agent .header-inner-pill a.nav-item-active:hover,
.header-inner-pill a.nav-item-active[data-persona="agent"],
.header-inner-pill a.nav-item-active[data-persona="agent"]:hover {
  color: #78350f !important;
  background: linear-gradient(135deg, rgba(204, 168, 48, 0.22) 0%, rgba(245, 158, 11, 0.09) 100%) !important;
  border: 1px solid rgba(204, 168, 48, 0.45) !important;
  box-shadow: 0 2px 10px -2px rgba(204, 168, 48, 0.25), inset 0 1px 0 rgba(255, 255, 255, 0.9) !important;
  font-weight: 700 !important;
}

body.persona-agent .header-inner-pill a.nav-item-active::after,
.header-inner-pill a.nav-item-active[data-persona="agent"]::after {
  content: '';
  position: absolute;
  bottom: 2px;
  left: 50%;
  transform: translateX(-50%);
  width: 14px;
  height: 2px;
  border-radius: 9999px;
  background: linear-gradient(90deg, #b45309, #d97706);
  box-shadow: 0 1px 4px rgba(204, 168, 48, 0.5);
}

/* Specialized Clarity Desk Link */
.header-inner-pill a.nav-clarity-link {
  color: #92400e !important;
}

.header-inner-pill a.nav-clarity-link:hover {
  color: #78350f !important;
  background: rgba(245, 158, 11, 0.12) !important;
}

/* Tight compact scaling for laptop screens (1024px to 1380px) ensuring zero overflow */
@media (min-width: 1024px) and (max-width: 1380px) {
  .header-floating {
    width: calc(100% - 1.5rem) !important;
    max-width: 88rem !important;
  }
  .header-floating > div {
    padding-left: 0.5rem !important;
    padding-right: 0.5rem !important;
    gap: 0.35rem !important;
  }
  .header-floating .brand-logo-3d {
    height: 72px !important;
    max-height: 74px !important;
  }
  .header-floating .brand-logo-popped {
    margin-top: -10px !important;
    margin-bottom: -10px !important;
    margin-left: -2px !important;
  }
  .header-floating #btn-persona-customer,
  .header-floating #btn-persona-agent {
    padding: 0.25rem 0.55rem !important;
    font-size: 13px !important;
    gap: 0.25rem !important;
  }
  .header-floating #btn-persona-customer .material-symbols-outlined,
  .header-floating #btn-persona-agent .material-symbols-outlined {
    font-size: 15px !important;
  }
  .header-floating nav {
    padding: 0.18rem 0.35rem !important;
    gap: 0.2rem !important;
  }
  .header-floating nav a.nav-item-link {
    padding-left: 0.45rem !important;
    padding-right: 0.45rem !important;
    padding-top: 0.25rem !important;
    padding-bottom: 0.25rem !important;
    font-size: 13px !important;
    letter-spacing: -0.01em !important;
  }

  .header-floating nav a.nav-clarity-link {
    padding: 0.25rem 0.45rem !important;
    font-size: 13px !important;
    gap: 0.25rem !important;
  }
  .header-floating nav .material-symbols-outlined {
    font-size: 14.5px !important;
  }
  .header-cta-customer,
  .header-cta-agent {
    padding-left: 0.75rem !important;
    padding-right: 0.75rem !important;
    padding-top: 0.35rem !important;
    padding-bottom: 0.35rem !important;
    font-size: 13px !important;
    gap: 0.35rem !important;
    white-space: nowrap !important;
    flex-shrink: 0 !important;
  }
  .header-cta-customer .material-symbols-outlined,
  .header-cta-agent .material-symbols-outlined {
    font-size: 15.5px !important;
  }
}

@media (min-width: 1381px) {
  .header-floating #btn-persona-customer,
  .header-floating #btn-persona-agent {
    font-size: 13.5px !important;
  }
  .header-floating nav a.nav-item-link {
    font-size: 13.5px !important;
  }
  .header-floating nav a.nav-clarity-link {
    font-size: 13.5px !important;
  }
  .header-cta-customer,
  .header-cta-agent {
    font-size: 13.5px !important;
  }
}

/* Seamless Dark Navy Header Background when Mobile Drawer is Open */
.header-floating.nav-open {
  background: #071e3d !important;
  border-color: rgba(255, 255, 255, 0.25) !important;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.7) !important;
}

.header-mobile-drawer {
  width: 100% !important;
  box-sizing: border-box !important;
  background: linear-gradient(180deg, rgba(7, 30, 61, 0.98) 0%, rgba(11, 37, 69, 0.99) 100%) !important;
  backdrop-filter: blur(28px) !important;
  -webkit-backdrop-filter: blur(28px) !important;
  border-top: 1px solid rgba(255, 255, 255, 0.15) !important;
  border-bottom-left-radius: 1.25rem;
  border-bottom-right-radius: 1.25rem;
  max-height: calc(85vh - 4.5rem);
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
  overscroll-behavior: contain;
  box-shadow: 0 20px 40px -10px rgba(7, 30, 61, 0.6) !important;
}

#mobile-nav:not(.hidden) {
  display: flex !important;
}

/* Mobile Drawer Links with 44px min tap targets */
.mobile-nav-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 44px;
  padding: 0.65rem 0.85rem;
  border-radius: 0.75rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.92) !important;
  text-decoration: none;
  transition: all 0.2s ease;
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}

.mobile-nav-link:hover,
.mobile-nav-link:active,
.mobile-nav-link.active {
  background: rgba(255, 255, 255, 0.12);
  color: #ffda79 !important;
  padding-left: 1.1rem;
}

/* Strict Persona Segregation Utility */
.hidden-persona {
  display: none !important;
}

/* 3. 3D Pop-Out Brand Logo (Taller than header breadth with realistic 3D depth) */
.brand-logo-popped {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  z-index: 60;
  margin-top: -18px;
  margin-bottom: -18px;
  margin-left: -4px;
  padding: 0;
  text-decoration: none;
  flex-shrink: 0;
  overflow: visible !important;
}

.brand-logo-halo {
  position: absolute;
  inset: -10px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.82) 0%, rgba(204, 168, 48, 0.38) 45%, transparent 75%);
  filter: blur(12px);
  pointer-events: none;
  z-index: 1;
  animation: haloPulse 4s ease-in-out infinite alternate;
}

.brand-logo-3d {
  position: relative;
  z-index: 2;
  display: block;
  height: 104px; /* Header breadth is 80px, so 104px breaks out ~12px top and bottom */
  max-height: 112px;
  width: auto;
  object-fit: contain;
  filter: drop-shadow(0 14px 22px rgba(0, 15, 40, 0.52)) 
          drop-shadow(0 2px 4px rgba(255, 255, 255, 0.95)) 
          drop-shadow(0 0 14px rgba(255, 255, 255, 0.75));
  animation: logo3dFloat 4s ease-in-out infinite alternate;
  transform-origin: center center;
  transition: transform 0.35s cubic-bezier(0.34, 1.56, 0.64, 1), filter 0.35s ease;
  will-change: transform, filter;
}

@media (max-width: 1023px) {
  .brand-logo-3d {
    height: 72px;
    max-height: 76px;
  }
  .brand-logo-popped {
    margin-top: -8px;
    margin-bottom: -8px;
  }
}

@media (max-width: 639px) {
  .brand-logo-3d {
    height: 52px;
    max-height: 54px;
  }
  .brand-logo-popped {
    margin-top: -6px;
    margin-bottom: -6px;
    margin-left: 0;
  }
  .brand-logo-halo {
    inset: -6px;
    filter: blur(8px);
  }
}

@media (max-width: 379px) {
  .brand-logo-3d {
    height: 46px;
    max-height: 48px;
  }
}

.brand-logo-popped:hover .brand-logo-3d {
  transform: translateY(-4px) scale(1.08);
  filter: drop-shadow(0 22px 28px rgba(0, 20, 50, 0.65)) 
          drop-shadow(0 0 16px rgba(255, 255, 255, 1)) 
          drop-shadow(0 0 24px rgba(204, 168, 48, 0.85));
}

.brand-logo-popped:hover .brand-logo-halo {
  opacity: 1;
  transform: scale(1.22);
}

@keyframes logo3dFloat {
  0% {
    transform: translateY(0px) scale(1);
  }
  50% {
    transform: translateY(-3.5px) scale(1.025);
  }
  100% {
    transform: translateY(0px) scale(1);
  }
}

@keyframes haloPulse {
  0% {
    opacity: 0.6;
    transform: scale(0.94);
  }
  50% {
    opacity: 1;
    transform: scale(1.12);
  }
  100% {
    opacity: 0.6;
    transform: scale(0.94);
  }
}

/* 4. Partner Insurers Dropdown Menu in Header */
.nav-dropdown-wrapper {
  position: relative;
  display: inline-flex;
  align-items: center;
  overflow: visible !important;
}

.nav-dropdown-menu {
  position: absolute;
  top: calc(100% + 0.35rem);
  left: 50%;
  transform: translateX(-50%) translateY(8px);
  min-width: 285px;
  background: #ffffff !important;
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(11, 37, 69, 0.15) !important;
  border-radius: 1rem;
  box-shadow: 0 20px 45px -10px rgba(11, 37, 69, 0.35), 0 0 20px rgba(103, 186, 253, 0.25) !important;
  padding: 0.6rem;
  opacity: 0;
  visibility: hidden;
  transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
  z-index: 100;
  pointer-events: none;
}

.nav-dropdown-wrapper:hover .nav-dropdown-menu,
.nav-dropdown-wrapper:focus-within .nav-dropdown-menu,
.nav-dropdown-wrapper.active .nav-dropdown-menu,
.nav-dropdown-wrapper.open .nav-dropdown-menu {
  opacity: 1 !important;
  visibility: visible !important;
  transform: translateX(-50%) translateY(0) !important;
  pointer-events: auto !important;
  display: block !important;
}

.nav-dropdown-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  padding: 0.6rem 0.85rem;
  border-radius: 0.65rem;
  color: #0b2545 !important;
  text-decoration: none;
  transition: all 0.2s ease;
  font-size: 0.8125rem;
  font-weight: 600;
}

.nav-dropdown-item:hover {
  background: rgba(11, 37, 69, 0.07);
  color: #0056b3 !important;
  transform: translateX(3px);
}

.nav-dropdown-badge {
  font-size: 0.6875rem;
  padding: 0.15rem 0.45rem;
  border-radius: 9999px;
  font-weight: 700;
  background: #e8f0fe;
  color: #1a73e8;
}

/* 5. Floating WhatsApp Single Button */
.whatsapp-floating-btn {
  position: fixed;
  bottom: 1.5rem;
  right: 1.5rem;
  z-index: 50;
  display: flex;
  align-items: center;
}

/* 6. True Classic Royal Blue Footer Theme (Prestigious Corporate Royal Blue Tone with Pure Bright White Typography) */
footer,
.footer-gradient-blue-white,
.footer-dark-brown {
  background: linear-gradient(135deg, #0c2545 0%, #133966 50%, #0e2d52 100%) !important;
  border-top: 1px solid rgba(255, 255, 255, 0.16) !important;
  color: #ffffff !important;
  position: relative;
  overflow: hidden;
}

footer::before,
.footer-gradient-blue-white::before,
.footer-dark-brown::before {
  content: '';
  position: absolute;
  top: -40px;
  left: 5%;
  width: 450px;
  height: 300px;
  background: radial-gradient(circle, rgba(204, 168, 48, 0.1) 0%, transparent 70%);
  filter: blur(90px);
  pointer-events: none;
}

footer::after,
.footer-gradient-blue-white::after,
.footer-dark-brown::after {
  content: '';
  position: absolute;
  bottom: -40px;
  right: 10%;
  width: 450px;
  height: 300px;
  background: radial-gradient(circle, rgba(30, 64, 175, 0.15) 0%, transparent 70%);
  filter: blur(90px);
  pointer-events: none;
}

/* Standalone Logo: PURE transparent logo, NO square box, NO background shape, with continuous autonomous floating animation */
.footer-logo-standalone {
  position: relative;
  display: inline-flex !important;
  align-items: center;
  justify-content: center;
  z-index: 2;
  text-decoration: none;
  cursor: pointer;
  background: transparent !important;
  padding: 0 !important;
  border-radius: 0 !important;
  box-shadow: none !important;
  border: none !important;
  align-self: flex-start !important;
  margin-bottom: 12px !important;
}

/* Completely remove any square or background halo behind the logo */
.footer-logo-halo {
  display: none !important;
}

.footer-logo-img {
  position: relative;
  z-index: 2;
  display: block;
  height: 5.5rem !important; /* ~88px */
  max-height: 95px !important;
  width: auto;
  object-fit: contain;
  /* Clean subtle white rim glow to make the logo pop cleanly on the blue background */
  filter: drop-shadow(0 2px 8px rgba(255, 255, 255, 0.92)) 
          drop-shadow(0 0 16px rgba(255, 255, 255, 0.6)) !important;
  /* Continuous self-floating animation that moves smoothly without needing touch or hover */
  animation: footerLogoFloat 3s ease-in-out infinite !important;
  transform-origin: center center;
  transition: transform 0.3s ease, filter 0.3s ease;
  will-change: transform;
}

@keyframes footerLogoFloat {
  0% {
    transform: translateY(0px);
  }
  50% {
    transform: translateY(-9px);
  }
  100% {
    transform: translateY(0px);
  }
}

.footer-logo-standalone:hover .footer-logo-img {
  transform: translateY(-12px) scale(1.05) !important;
  filter: drop-shadow(0 3px 12px rgba(255, 255, 255, 1)) 
          drop-shadow(0 0 22px rgba(251, 191, 36, 0.8)) !important;
}

@media (min-width: 640px) {
  .footer-logo-img {
    height: 6rem !important; /* ~96px */
  }
}

/* ==============================================================
   HIGH-CONTRAST PURE BRIGHT WHITE TYPOGRAPHY ON DARK NAVY FOOTER
   ============================================================== */
.footer-col-left {
  color: #ffffff !important;
}
.footer-col-left p,
.footer-gradient-blue-white .footer-col-left p,
.footer-gradient-blue-white p[class*="text-[#243c5a]"] {
  color: #ffffff !important;
  font-size: 0.845rem !important;
  line-height: 1.65 !important;
  opacity: 0.96 !important;
  font-weight: 500 !important;
}

/* Glassmorphic Disclaimer Card in Col 1 */
.footer-col-left .p-3,
.footer-col-left .irdai-notice-box,
.footer-gradient-blue-white [class*="bg-blue-50"] {
  background: rgba(255, 255, 255, 0.12) !important;
  border: 1px solid rgba(255, 255, 255, 0.22) !important;
  color: #ffffff !important;
  font-size: 0.8125rem !important;
  line-height: 1.55 !important;
  backdrop-filter: blur(10px) !important;
  border-radius: 14px !important;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.12) !important;
}
.footer-col-left .p-3 span,
.footer-col-left .irdai-notice-box span,
.footer-gradient-blue-white [class*="bg-blue-50"] span,
.footer-gradient-blue-white [class*="text-amber-800"] {
  color: #fbbf24 !important; /* Vivid Gold Amber */
  font-weight: 800 !important;
}

/* Headings in Col 2, 3, 4 */
.footer-col-mid,
.footer-col-right {
  color: #ffffff !important;
}
.footer-col-mid span,
.footer-col-right span,
.footer-col-heading,
.footer-gradient-blue-white .text-white,
.footer-gradient-blue-white [class*="text-white"] {
  color: #ffffff !important;
  font-weight: 800 !important;
  letter-spacing: 0.06em !important;
  text-shadow: 0 1px 3px rgba(0, 0, 0, 0.4);
}

/* Links in Col 2 & 3 */
.footer-col-mid a,
.footer-col-right a,
.footer-gradient-blue-white li a,
.footer-gradient-blue-white .text-blue-100,
.footer-gradient-blue-white a[class*="text-blue-100"] {
  color: #ffffff !important;
  font-size: 0.845rem !important;
  line-height: 1.65 !important;
  font-weight: 500 !important;
  opacity: 0.95 !important;
  transition: all 0.2s ease !important;
}
.footer-col-mid a:hover,
.footer-col-right a:hover,
.footer-gradient-blue-white li a:hover {
  color: #fbbf24 !important; /* Vibrant Amber on hover */
  opacity: 1 !important;
  font-weight: 700 !important;
}
.footer-col-mid a.text-emerald-300,
.footer-gradient-blue-white a[class*="text-emerald-300"] {
  color: #34d399 !important; /* Bright Emerald */
  opacity: 1 !important;
}
.footer-col-mid a.text-amber-300,
.footer-gradient-blue-white a[class*="text-amber-300"] {
  color: #fbbf24 !important; /* Bright Amber */
  opacity: 1 !important;
}
.footer-col-mid a.text-emerald-300:hover,
.footer-col-mid a.text-amber-300:hover {
  color: #ffffff !important;
}

/* Contact & Helpline Items in Col 4 */
.footer-contact-item {
  color: #ffffff !important;
  text-decoration: none !important;
}
.footer-contact-item span {
  color: #ffffff !important;
  font-weight: 600 !important;
  font-size: 0.8125rem !important;
  opacity: 0.98 !important;
}
.footer-contact-item:hover span {
  color: #fbbf24 !important;
}

/* Colorful glowing badges for Contact & Social handles */
.footer-contact-badge {
  display: inline-flex !important;
  align-items: center;
  justify-content: center;
  width: 1.85rem !important;
  height: 1.85rem !important;
  border-radius: 0.55rem !important;
  flex-shrink: 0;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
  color: #ffffff !important;
}
.footer-contact-item:hover .footer-contact-badge {
  transform: scale(1.15);
}
.footer-badge-phone {
  background: linear-gradient(135deg, #f59e0b, #d97706) !important;
  color: #ffffff !important;
  box-shadow: 0 4px 14px rgba(245, 158, 11, 0.45);
}
.footer-badge-email {
  background: linear-gradient(135deg, #0ea5e9, #0284c7) !important;
  color: #ffffff !important;
  box-shadow: 0 4px 14px rgba(14, 165, 233, 0.45);
}
.footer-badge-whatsapp {
  background: linear-gradient(135deg, #25d366, #128c7e) !important;
  color: #ffffff !important;
  box-shadow: 0 4px 14px rgba(37, 211, 102, 0.45);
}
.footer-badge-instagram {
  background: linear-gradient(135deg, #833ab4, #fd1d1d 50%, #fcb045) !important;
  color: #ffffff !important;
  box-shadow: 0 4px 14px rgba(253, 29, 29, 0.45);
}
.footer-badge-facebook {
  background: linear-gradient(135deg, #1877f2, #0d65d9) !important;
  color: #ffffff !important;
  box-shadow: 0 4px 14px rgba(24, 119, 242, 0.45);
}
.footer-contact-badge svg {
  width: 0.95rem !important;
  height: 0.95rem !important;
  fill: #ffffff !important;
}

/* Bottom Divider & Copyright Strip */
.footer-bottom-bar,
.footer-gradient-blue-white .border-b,
.footer-gradient-blue-white .border-white\/15 {
  border-color: rgba(255, 255, 255, 0.16) !important;
}
.footer-gradient-blue-white .pt-2 {
  border-top: 1px solid rgba(255, 255, 255, 0.16) !important;
  margin-top: 1rem !important;
  padding-top: 1.25rem !important;
}
.footer-bottom-bar p,
.footer-gradient-blue-white p.text-blue-200,
.footer-gradient-blue-white p.text-blue-200\/90,
.footer-gradient-blue-white p.text-blue-200\/80,
.footer-gradient-blue-white [class*="text-blue-200"] {
  color: #ffffff !important;
  font-size: 0.8125rem !important;
  opacity: 0.96 !important;
}
.footer-bottom-bar a,
.footer-gradient-blue-white .flex.flex-wrap.items-center.gap-4 a {
  color: #ffffff !important;
  font-weight: 600 !important;
  opacity: 0.95 !important;
  transition: color 0.18s ease !important;
}
.footer-bottom-bar a:hover,
.footer-gradient-blue-white .flex.flex-wrap.items-center.gap-4 a:hover {
  color: #fbbf24 !important;
  opacity: 1 !important;
}

/* ==========================================
   RESPONSIVE FOOTER & MOBILE CONTRAST (< 1024px)
   ========================================== */
@media (max-width: 1023px) {
  .footer-gradient-blue-white,
  .footer-dark-brown {
    background: linear-gradient(180deg, #133966 0%, #0c2545 100%) !important;
    padding-bottom: 5.5rem !important; /* Prevents floating WhatsApp button overlap */
  }
  .footer-col-left {
    color: #ffffff !important;
    padding-bottom: 1.5rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.15);
    margin-bottom: 1.5rem;
  }
  .footer-col-left p {
    color: #ffffff !important;
  }
  .footer-col-mid,
  .footer-col-right {
    color: #ffffff !important;
  }
  .footer-logo-img {
    height: 4.2rem !important;
    max-height: 70px !important;
  }
}

/* ==========================================
   MOBILE ACTION BUTTONS & COMPONENT UTILITIES
   ========================================== */
@media (max-width: 639px) {
  .header-cta-customer,
  .header-cta-agent {
    padding: 0.45rem 0.75rem !important;
    font-size: 0.75rem !important;
    border-radius: 0.75rem !important;
    gap: 0.25rem !important;
  }
  .header-cta-customer span.material-symbols-outlined,
  .header-cta-agent span.material-symbols-outlined {
    font-size: 15px !important;
  }
  
  /* Touch-friendly Range Sliders */
  input[type="range"] {
    height: 8px;
  }
  input[type="range"]::-webkit-slider-thumb {
    width: 22px;
    height: 22px;
  }

  /* Compact WhatsApp Button on Mobile */
  .whatsapp-floating-btn {
    bottom: 1rem !important;
    right: 1rem !important;
    transform: scale(0.9);
    transform-origin: bottom right;
  }
}

@media (max-width: 370px) {
  .header-cta-customer span:not(.material-symbols-outlined),
  .header-cta-agent span:not(.material-symbols-outlined) {
    display: none;
  }
  .header-cta-customer,
  .header-cta-agent {
    padding: 0.5rem !important;
  }
}

/* Mobile Screen Alignments & Modal Rules (< 768px) */
@media (max-width: 768px) {
  /* Strictly remove welcome/choose journey popup on phone screens as requested */
  #welcome-journey-modal,
  #persona-modal {
    display: none !important;
    visibility: hidden !important;
    pointer-events: none !important;
  }

  /* Refined Hero Stage on Phone */
  .hero-3d-stage {
    height: 380px !important;
    min-height: 380px !important;
    border-radius: 1.25rem !important;
  }
  .hero-floating-card-deluxe,
  .hero-floating-card-deluxe-delayed {
    max-width: 205px !important;
    padding: 10px 12px !important;
    font-size: 0.75rem !important;
  }
  .hero-floating-card-deluxe {
    top: 8px !important;
    left: 8px !important;
  }
  .hero-floating-card-deluxe-delayed {
    bottom: 8px !important;
    right: 8px !important;
  }

  /* Touch-friendly full-width action buttons in hero */
  .hero-btn-primary,
  .hero-btn-agent-gold,
  .hero-btn-secondary {
    width: 100% !important;
  }

  /* Responsive Mobile Agent Modal */
  #modal-hero-agent > div {
    max-width: 95vw !important;
    width: 100% !important;
    margin: 8px !important;
  }
}

/* Responsive Table Wrapper */
.table-responsive-wrapper {
  width: 100%;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  margin-bottom: 1.25rem;
  border-radius: 1rem;
}

/* ==========================================================================
   INTERACTIVE TOUCH & HOVER MICRO-ANIMATIONS (PHYSICS-BASED BOX MOVEMENT)
   ========================================================================== */

/* Universal Interactive Box / Card Lift */
.interactive-box,
.news-card,
.snapshot-card,
.interactive-card {
  transition: transform 0.32s cubic-bezier(0.2, 0.9, 0.3, 1), 
              box-shadow 0.32s cubic-bezier(0.2, 0.9, 0.3, 1), 
              border-color 0.28s ease, 
              background-color 0.28s ease !important;
  will-change: transform, box-shadow;
  backface-visibility: hidden;
  -webkit-backface-visibility: hidden;
  transform: translateZ(0);
}

.interactive-box:hover,
.news-card:hover,
.snapshot-card:hover,
.interactive-card:hover {
  transform: translateY(-5px) scale(1.008) !important;
  box-shadow: 0 16px 36px -8px rgba(0, 40, 80, 0.12), 0 4px 12px -2px rgba(0, 99, 153, 0.08) !important;
  border-color: rgba(0, 99, 153, 0.35) !important;
}

/* Tactile Click / Touch Squeeze */
.interactive-box:active,
.news-card:active,
.snapshot-card:active,
.interactive-card:active {
  transform: translateY(-2px) scale(0.992) !important;
  transition-duration: 0.1s !important;
}

/* News Thumbnail Zoom on Card Hover */
.news-card .news-thumbnail {
  transition: transform 0.45s cubic-bezier(0.2, 0.9, 0.3, 1), filter 0.35s ease;
  overflow: hidden;
}

.news-card:hover .news-thumbnail {
  transform: scale(1.035);
}

.news-card .news-thumbnail .material-symbols-outlined {
  transition: transform 0.45s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.news-card:hover .news-thumbnail .material-symbols-outlined {
  transform: scale(1.15) rotate(-4deg);
}

/* News Card Arrow Slide */
.news-card .read-more-arrow {
  transition: transform 0.3s cubic-bezier(0.34, 1.56, 0.64, 1), color 0.2s ease;
}

.news-card:hover .read-more-arrow {
  transform: translateX(6px);
  color: #004d77 !important;
}

/* Snapshot List Item Slide */
.snapshot-item {
  transition: all 0.28s cubic-bezier(0.2, 0.9, 0.3, 1) !important;
  cursor: pointer;
  border-radius: 0.75rem;
  padding: 0.35rem 0.5rem;
  margin: -0.15rem -0.5rem;
}

.snapshot-item:hover,
.snapshot-item:active {
  transform: translateX(6px) !important;
  background-color: rgba(0, 99, 153, 0.06) !important;
}

.snapshot-item .status-dot {
  transition: transform 0.3s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.snapshot-item:hover .status-dot {
  transform: scale(1.4);
}

.snapshot-item .status-badge {
  transition: all 0.25s ease;
}

.snapshot-item:hover .status-badge {
  box-shadow: 0 2px 8px rgba(0, 99, 153, 0.18);
  filter: brightness(1.05);
}

/* Quote Card Ambient Floating Breathing & Hover Lift */
@keyframes quoteCardFloat {
  0%, 100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-4px);
  }
}

.quote-card-interactive {
  animation: quoteCardFloat 6s ease-in-out infinite;
  transition: transform 0.38s cubic-bezier(0.2, 0.9, 0.3, 1), 
              box-shadow 0.38s cubic-bezier(0.2, 0.9, 0.3, 1) !important;
  will-change: transform, box-shadow;
}

.quote-card-interactive:hover,
.quote-card-interactive:active {
  animation-play-state: paused;
  transform: translateY(-8px) scale(1.015) !important;
  box-shadow: 0 24px 48px -12px rgba(9, 38, 28, 0.45), 0 0 0 1px rgba(52, 211, 153, 0.3) !important;
}

.quote-card-interactive .quote-glyph {
  transition: transform 0.45s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.quote-card-interactive:hover .quote-glyph {
  transform: scale(1.22) rotate(-8deg);
}

/* Focus Area Link Motion */
.focus-area-link {
  transition: all 0.28s cubic-bezier(0.2, 0.9, 0.3, 1) !important;
}

.focus-area-link:hover,
.focus-area-link:active {
  transform: translateX(6px) translateY(-2px) !important;
  box-shadow: 0 8px 20px -4px rgba(0, 99, 153, 0.12) !important;
  background-color: rgba(0, 99, 153, 0.08) !important;
}

.focus-area-link .focus-icon-box {
  transition: transform 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.focus-area-link:hover .focus-icon-box {
  transform: scale(1.14) rotate(4deg);
}

.focus-area-link .focus-arrow {
  transition: transform 0.28s ease;
}

.focus-area-link:hover .focus-arrow {
  transform: translateX(4px);
  color: #006399 !important;
}

/* Filter Buttons Bounce */
.news-filter-btn {
  transition: all 0.25s cubic-bezier(0.2, 0.9, 0.3, 1) !important;
}

.news-filter-btn:hover {
  transform: translateY(-3px) scale(1.03) !important;
  box-shadow: 0 6px 16px -4px rgba(0, 99, 153, 0.2) !important;
}

.news-filter-btn:active {
  transform: translateY(0) scale(0.97) !important;
}

/* Live Header Bar & Pulse Halo */
@keyframes liveHalo {
  0% {
    box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.6);
  }
  70% {
    box-shadow: 0 0 0 9px rgba(16, 185, 129, 0);
  }
  100% {
    box-shadow: 0 0 0 0 rgba(16, 185, 129, 0);
  }
}

.live-beacon-dot {
  animation: liveHalo 2s infinite ease-out;
}

/* Smooth Cascade Entrance */
@keyframes cardSlideIn {
  from {
    opacity: 0;
    transform: translateY(16px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.animate-cascade-in {
  animation: cardSlideIn 0.55s cubic-bezier(0.16, 1, 0.3, 1) both;
}

/* =================================================================
   INSURER PERFORMANCE & SOLVENCY OVERVIEW - INTERACTIVE 3D & TOUCH MOTION
   ================================================================= */
.solvency-overview-card {
  perspective: 1200px;
  transform-style: preserve-3d;
  transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s cubic-bezier(0.16, 1, 0.3, 1), border-color 0.3s ease;
  will-change: transform, box-shadow;
  position: relative;
}

.solvency-overview-card:hover {
  border-color: rgba(0, 99, 153, 0.28) !important;
  box-shadow: 0 25px 50px -12px rgba(0, 32, 63, 0.14), 0 0 0 1px rgba(0, 99, 153, 0.08) !important;
}

/* Dynamic ambient spotlight layer on the card */
.solvency-spotlight {
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: radial-gradient(700px circle at var(--mouse-x, 50%) var(--mouse-y, 50%), rgba(0, 99, 153, 0.06), transparent 70%);
  opacity: 0;
  transition: opacity 0.4s ease;
  border-radius: 1.5rem;
}

.solvency-overview-card:hover .solvency-spotlight {
  opacity: 1;
}

/* Interactive Rows with Smooth Sliding & Touch Feedback */
.solvency-row {
  transition: transform 0.28s cubic-bezier(0.16, 1, 0.3, 1), background-color 0.25s ease, box-shadow 0.28s ease !important;
  border-radius: 14px;
  position: relative;
  cursor: pointer;
}

.solvency-row td {
  transition: all 0.25s ease;
}

.solvency-row:hover,
.solvency-row:focus-within {
  transform: translateX(10px) translateY(-1px) !important;
  background: linear-gradient(90deg, rgba(0, 99, 153, 0.06) 0%, rgba(255, 255, 255, 0.95) 100%) !important;
}

.solvency-row:active {
  transform: translateX(6px) scale(0.99) !important;
}

/* Insurer specific colored left indicator on hover */
.solvency-row-hdfc:hover {
  box-shadow: inset 4px 0 0 #dc2626, 0 6px 20px -4px rgba(220, 38, 38, 0.12) !important;
}
.solvency-row-star:hover {
  box-shadow: inset 4px 0 0 #2563eb, 0 6px 20px -4px rgba(37, 99, 235, 0.12) !important;
}
.solvency-row-icici:hover {
  box-shadow: inset 4px 0 0 #d97706, 0 6px 20px -4px rgba(217, 119, 6, 0.12) !important;
}
.solvency-row-care:hover {
  box-shadow: inset 4px 0 0 #0d9488, 0 6px 20px -4px rgba(13, 148, 136, 0.12) !important;
}
.solvency-row-tata:hover {
  box-shadow: inset 4px 0 0 #4f46e5, 0 6px 20px -4px rgba(79, 70, 229, 0.12) !important;
}

/* Brand Dot Expansion on Touch/Hover */
.solvency-row .insurer-dot {
  transition: transform 0.35s cubic-bezier(0.34, 1.56, 0.64, 1), box-shadow 0.35s ease;
}

.solvency-row:hover .insurer-dot {
  transform: scale(1.4);
}

.solvency-row-hdfc:hover .insurer-dot {
  box-shadow: 0 0 10px rgba(220, 38, 38, 0.8);
}
.solvency-row-star:hover .insurer-dot {
  box-shadow: 0 0 10px rgba(37, 99, 235, 0.8);
}
.solvency-row-icici:hover .insurer-dot {
  box-shadow: 0 0 10px rgba(217, 119, 6, 0.8);
}
.solvency-row-care:hover .insurer-dot {
  box-shadow: 0 0 10px rgba(13, 148, 136, 0.8);
}
.solvency-row-tata:hover .insurer-dot {
  box-shadow: 0 0 10px rgba(79, 70, 229, 0.8);
}

/* Action Link Arrow Motion */
.solvency-row .view-link-btn {
  transition: all 0.25s ease;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.solvency-row .view-link-arrow {
  transition: transform 0.28s cubic-bezier(0.16, 1, 0.3, 1);
}

.solvency-row:hover .view-link-arrow {
  transform: translateX(5px);
}

.solvency-row:hover .view-link-btn {
  color: #004d77 !important;
}

/* Solvency Badge Micro Pulse */
.solvency-badge {
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.solvency-badge:hover {
  transform: scale(1.05);
  box-shadow: 0 4px 12px -2px rgba(16, 185, 129, 0.3);
}

/* ==========================================================================
   DYNAMIC HOMEPAGE INTERACTIVE CARDS & SCROLL ANIMATIONS
   Enhanced modern engagement for cards, steps, and reading experience
   ========================================================================== */

/* 1. Scroll-Driven Reveal Animations */
.scroll-reveal {
  opacity: 0;
  transform: translateY(28px) scale(0.985);
  transition: opacity 0.65s cubic-bezier(0.16, 1, 0.3, 1), transform 0.65s cubic-bezier(0.16, 1, 0.3, 1);
  will-change: opacity, transform;
}

.scroll-reveal.is-revealed {
  opacity: 1 !important;
  transform: translateY(0) scale(1) !important;
}

/* Stagger delays for sequential cards in grids */
.delay-100 { transition-delay: 80ms !important; }
.delay-200 { transition-delay: 160ms !important; }
.delay-300 { transition-delay: 240ms !important; }
.delay-400 { transition-delay: 320ms !important; }
.delay-500 { transition-delay: 400ms !important; }
.delay-600 { transition-delay: 480ms !important; }

/* 2. Interactive Dynamic Card (Elevation, Glow, and Shimmer) */
.card-interactive {
  position: relative;
  overflow: hidden;
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  border: 1px solid rgba(226, 232, 240, 0.95);
  background-color: #ffffff;
  box-shadow: 0 4px 18px -4px rgba(7, 30, 61, 0.05);
}

.card-interactive:hover {
  transform: translateY(-8px) scale(1.015);
  box-shadow: 0 24px 48px -12px rgba(0, 99, 153, 0.16), 0 0 0 1px rgba(0, 99, 153, 0.18);
  border-color: rgba(0, 99, 153, 0.3);
}

/* Top Radiant Gradient Accent Bar that expands on hover */
.card-interactive::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, #006399, #0d9488, #cca830);
  opacity: 0.25;
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  transform: scaleX(0.4);
  transform-origin: center;
  z-index: 10;
}

.card-interactive:hover::before {
  opacity: 1;
  transform: scaleX(1);
  height: 4px;
}

/* Shimmer Sweep Effect across the card on hover */
.card-interactive::after {
  content: '';
  position: absolute;
  top: -50%;
  left: -60%;
  width: 50%;
  height: 200%;
  background: linear-gradient(
    to right,
    rgba(255, 255, 255, 0) 0%,
    rgba(255, 255, 255, 0.45) 50%,
    rgba(255, 255, 255, 0) 100%
  );
  transform: rotate(25deg);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s ease;
  z-index: 5;
}

.card-interactive:hover::after {
  opacity: 1;
  animation: cardShimmerSweep 0.85s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

@keyframes cardShimmerSweep {
  0% {
    left: -60%;
  }
  100% {
    left: 140%;
  }
}

/* 3. Category Specific Glow Highlights */
.card-glow-health:hover {
  box-shadow: 0 24px 45px -12px rgba(13, 148, 136, 0.25), 0 0 0 1px rgba(13, 148, 136, 0.3) !important;
  border-color: rgba(13, 148, 136, 0.4) !important;
}
.card-glow-health::before {
  background: linear-gradient(90deg, #0d9488, #10b981) !important;
}

.card-glow-life:hover {
  box-shadow: 0 24px 45px -12px rgba(204, 168, 48, 0.28), 0 0 0 1px rgba(204, 168, 48, 0.35) !important;
  border-color: rgba(204, 168, 48, 0.4) !important;
}
.card-glow-life::before {
  background: linear-gradient(90deg, #cca830, #f59e0b) !important;
}

.card-glow-motor:hover {
  box-shadow: 0 24px 45px -12px rgba(2, 132, 199, 0.25), 0 0 0 1px rgba(2, 132, 199, 0.3) !important;
  border-color: rgba(2, 132, 199, 0.4) !important;
}
.card-glow-motor::before {
  background: linear-gradient(90deg, #0284c7, #3b82f6) !important;
}

.card-glow-home:hover {
  box-shadow: 0 24px 45px -12px rgba(217, 119, 6, 0.25), 0 0 0 1px rgba(217, 119, 6, 0.3) !important;
  border-color: rgba(217, 119, 6, 0.4) !important;
}
.card-glow-home::before {
  background: linear-gradient(90deg, #d97706, #f59e0b) !important;
}

.card-glow-travel:hover {
  box-shadow: 0 24px 45px -12px rgba(5, 150, 105, 0.25), 0 0 0 1px rgba(5, 150, 105, 0.3) !important;
  border-color: rgba(5, 150, 105, 0.4) !important;
}
.card-glow-travel::before {
  background: linear-gradient(90deg, #059669, #10b981) !important;
}

.card-glow-other:hover {
  box-shadow: 0 24px 45px -12px rgba(147, 51, 234, 0.22), 0 0 0 1px rgba(147, 51, 234, 0.3) !important;
  border-color: rgba(147, 51, 234, 0.4) !important;
}
.card-glow-other::before {
  background: linear-gradient(90deg, #9333ea, #a855f7) !important;
}

/* Agent Specific Glowing Cards */
.card-glow-gold:hover {
  box-shadow: 0 24px 45px -12px rgba(204, 168, 48, 0.32), 0 0 0 1px rgba(204, 168, 48, 0.45) !important;
  border-color: rgba(204, 168, 48, 0.5) !important;
}
.card-glow-gold::before {
  background: linear-gradient(90deg, #b45309, #d97706, #f59e0b) !important;
}

/* 4. Interactive Icon Floating & Elastic Scaling on Card Hover */
.card-interactive .card-icon-box {
  transition: all 0.38s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.card-interactive:hover .card-icon-box {
  transform: scale(1.15) translateY(-3px) rotate(4deg);
  box-shadow: 0 8px 20px -4px rgba(0, 0, 0, 0.15);
}

/* 5. Animated CTA Link Arrow */
.card-interactive .card-cta-btn {
  transition: all 0.25s ease;
}

.card-interactive:hover .card-cta-btn {
  padding-left: 4px;
}

.card-interactive .card-cta-btn .material-symbols-outlined {
  transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

.card-interactive:hover .card-cta-btn .material-symbols-outlined {
  transform: translateX(6px);
}

/* 6. Step Cards with Animated Number Badges (How It Works & Roadmap) */
.step-card {
  position: relative;
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  background: #ffffff;
  border: 1px solid rgba(226, 232, 240, 0.85);
}

.step-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 40px -12px rgba(0, 99, 153, 0.14);
  border-color: rgba(0, 99, 153, 0.35);
}

.step-badge-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: 14px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 800;
  font-size: 1.15rem;
  background: linear-gradient(135deg, rgba(0, 99, 153, 0.12), rgba(2, 132, 199, 0.06));
  color: #006399;
  border: 1px solid rgba(0, 99, 153, 0.2);
  transition: all 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.step-card:hover .step-badge-num {
  transform: scale(1.12) rotate(-5deg);
  background: linear-gradient(135deg, #006399, #0284c7);
  color: #ffffff;
  box-shadow: 0 6px 18px -3px rgba(0, 99, 153, 0.4);
}

.step-badge-gold {
  background: linear-gradient(135deg, rgba(204, 168, 48, 0.18), rgba(245, 158, 11, 0.08));
  color: #92400e;
  border: 1px solid rgba(204, 168, 48, 0.3);
}

.step-card:hover .step-badge-gold {
  background: linear-gradient(135deg, #cca830, #d97706);
  color: #ffffff;
  box-shadow: 0 6px 18px -3px rgba(204, 168, 48, 0.45);
}

/* 7. Live Stat Highlights with Interactive Pulse */
.stat-highlight-pill {
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.stat-highlight-pill:hover {
  transform: translateY(-2px) scale(1.03);
  box-shadow: 0 8px 20px -4px rgba(0, 0, 0, 0.12);
}

/* 8. Hero Floating Ambient Telemetry Cards */
.hero-floating-card {
  animation: heroFloatSoft 5.5s ease-in-out infinite;
}
.hero-floating-card-delayed {
  animation: heroFloatSoftDelayed 6.5s ease-in-out infinite 1.2s;
}

@keyframes heroFloatSoft {
  0%, 100% {
    transform: translateY(0px);
  }
  50% {
    transform: translateY(-8px);
  }
}

@keyframes heroFloatSoftDelayed {
  0%, 100% {
    transform: translateY(0px);
  }
  50% {
    transform: translateY(-10px);
  }
}

/* 9. Interactive FAQ Item Cards */
.faq-interactive {
  transition: all 0.28s cubic-bezier(0.16, 1, 0.3, 1);
  border: 1px solid rgba(226, 232, 240, 0.8);
}
.faq-interactive:hover {
  border-color: rgba(0, 99, 153, 0.35);
  box-shadow: 0 10px 25px -5px rgba(0, 99, 153, 0.08);
  transform: translateY(-2px);
}

/* 10. Document Requirement Interactive Pills */
.doc-pill-interactive {
  transition: all 0.28s cubic-bezier(0.16, 1, 0.3, 1);
  border: 1px solid rgba(226, 232, 240, 0.85);
}
.doc-pill-interactive:hover {
  transform: translateY(-4px) scale(1.015);
  border-color: rgba(0, 99, 153, 0.35);
  box-shadow: 0 12px 24px -6px rgba(0, 99, 153, 0.12);
  background: #ffffff;
}

/* 11. Form Container Glow Accent */
.enquiry-card-glow {
  box-shadow: 0 20px 50px -10px rgba(0, 99, 153, 0.16), 0 0 0 1px rgba(255, 255, 255, 0.1);
  transition: box-shadow 0.35s ease;
}
.enquiry-card-glow:hover {
  box-shadow: 0 28px 60px -12px rgba(0, 99, 153, 0.24), 0 0 0 1px rgba(255, 255, 255, 0.2);
}

/* 12. Creative Dynamic Animations for Enquiry & Application Sections */
.enquiry-section-wrapper {
  position: relative;
  overflow: hidden;
}

.enquiry-glow-orb-1 {
  position: absolute;
  top: -15%;
  left: -10%;
  width: 520px;
  height: 520px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(0, 99, 153, 0.28), transparent 70%);
  filter: blur(80px);
  animation: floatEnquiryOrb1 14s ease-in-out infinite alternate;
  pointer-events: none;
  z-index: 1;
}

.enquiry-glow-orb-2 {
  position: absolute;
  bottom: -15%;
  right: -8%;
  width: 460px;
  height: 460px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(13, 148, 136, 0.24), transparent 70%);
  filter: blur(85px);
  animation: floatEnquiryOrb2 16s ease-in-out infinite alternate;
  pointer-events: none;
  z-index: 1;
}

.enquiry-glow-orb-gold {
  position: absolute;
  top: -15%;
  left: -10%;
  width: 520px;
  height: 520px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(204, 168, 48, 0.25), transparent 70%);
  filter: blur(80px);
  animation: floatEnquiryOrb1 14s ease-in-out infinite alternate;
  pointer-events: none;
  z-index: 1;
}

@keyframes floatEnquiryOrb1 {
  0% { transform: translate(0px, 0px) scale(1); }
  50% { transform: translate(35px, -30px) scale(1.12); }
  100% { transform: translate(-25px, 25px) scale(0.95); }
}

@keyframes floatEnquiryOrb2 {
  0% { transform: translate(0px, 0px) scale(1); }
  50% { transform: translate(-30px, 35px) scale(1.1); }
  100% { transform: translate(25px, -20px) scale(0.92); }
}

/* Interactive Trust Feature Rows on the Left */
.enquiry-feature-row {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 11px 15px;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.1);
  transition: all 0.32s cubic-bezier(0.16, 1, 0.3, 1);
  cursor: default;
}

.enquiry-feature-row:hover {
  transform: translateX(8px);
  background: rgba(255, 255, 255, 0.11);
  border-color: rgba(103, 186, 253, 0.45);
  box-shadow: 0 10px 25px -6px rgba(0, 99, 153, 0.35);
}

.enquiry-feature-row .feature-icon-badge {
  transition: transform 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
  flex-shrink: 0;
}

.enquiry-feature-row:hover .feature-icon-badge {
  transform: scale(1.18) rotate(6deg);
}

/* Floating WhatsApp Assistance Box */
.enquiry-quick-whatsapp {
  position: relative;
  overflow: hidden;
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  animation: softFloatingWidget 5.5s ease-in-out infinite;
}

.enquiry-quick-whatsapp:hover {
  transform: translateY(-4px) scale(1.015);
  box-shadow: 0 16px 36px -8px rgba(37, 211, 102, 0.3);
  border-color: rgba(37, 211, 102, 0.5);
}

@keyframes softFloatingWidget {
  0%, 100% { transform: translateY(0px); }
  50% { transform: translateY(-6px); }
}

/* Animated Flowing Radiant Accent Line on Top of Form */
.enquiry-form-card {
  position: relative;
  overflow: hidden;
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  border: 1px solid rgba(226, 232, 240, 0.95);
}

.enquiry-form-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, #006399, #0d9488, #cca830, #006399);
  background-size: 300% 100%;
  animation: radiantBorderFlow 6s linear infinite;
  z-index: 10;
}

.enquiry-form-card-gold::before {
  background: linear-gradient(90deg, #b45309, #d97706, #cca830, #b45309);
  background-size: 300% 100%;
}

@keyframes radiantBorderFlow {
  0% { background-position: 0% 50%; }
  100% { background-position: 300% 50%; }
}

/* Interactive Animated Form Inputs */
.form-input-interactive {
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

.form-input-interactive:focus {
  transform: translateY(-2px);
  box-shadow: 0 8px 20px -4px rgba(0, 99, 153, 0.16);
  border-color: #006399 !important;
  background-color: #ffffff !important;
}

/* Interactive Choice Radio Tiles */
.form-choice-tile {
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

.form-choice-tile:hover {
  transform: translateY(-2px);
  border-color: #006399 !important;
  box-shadow: 0 6px 16px -4px rgba(0, 99, 153, 0.16);
  background-color: #ffffff !important;
}

/* Animated Submit Button */
.btn-enquiry-submit {
  position: relative;
  overflow: hidden;
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

.btn-enquiry-submit:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 28px -6px rgba(0, 99, 153, 0.4);
}

.btn-enquiry-submit .btn-arrow {
  transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

.btn-enquiry-submit:hover .btn-arrow {
  transform: translateX(6px);
}

/* ========================================================
   13. UNIVERSAL ELEGANT CARD LIFT & POP-UP MOTION SYSTEM
   Refined, non-intrusive micro-interaction for all website boxes:
   - Subtle hover elevation (translateY(-6px) scale(1.012))
   - Polished dual-layer ambient shadow & border highlight
   - Radiant top-border shimmer on guidance boxes
   - Over-animation strictly avoided ("over b mt krna bht")
   ======================================================== */

.box-interactive,
.interactive-box,
.insurer-card,
.solution-feature-box,
.solution-side-card,
.partner-plan-card,
.resource-guide-card,
.news-card,
.snapshot-card,
.quote-card-interactive,
.solvency-overview-card,
.contact-channel-item,
.partner-estimate-box,
.calculator-metric-box,
.faq-card,
.myth-card,
.stat-banner-box {
  position: relative;
  opacity: 1 !important;
  cursor: pointer;
  transition: transform 0.32s cubic-bezier(0.16, 1, 0.3, 1),
              box-shadow 0.32s cubic-bezier(0.16, 1, 0.3, 1),
              border-color 0.32s cubic-bezier(0.16, 1, 0.3, 1),
              background-color 0.32s ease !important;
  will-change: transform, box-shadow;
}

/* Hover, Focus & Touch Active States for All Boxes across All Header Pages */
.box-interactive:hover,
.box-interactive:active,
.box-interactive:focus-within,
.interactive-box:hover,
.interactive-box:active,
.insurer-card:hover,
.insurer-card:active,
.solution-feature-box:hover,
.solution-feature-box:active,
.solution-side-card:hover,
.solution-side-card:active,
.partner-plan-card:hover,
.partner-plan-card:active,
.resource-guide-card:hover,
.resource-guide-card:active,
.news-card:hover,
.news-card:active,
.snapshot-card:hover,
.snapshot-card:active,
.quote-card-interactive:hover,
.quote-card-interactive:active,
.contact-channel-item:hover,
.contact-channel-item:active,
.partner-estimate-box:hover,
.partner-estimate-box:active,
.calculator-metric-box:hover,
.calculator-metric-box:active,
.faq-card:hover,
.faq-card:active,
.myth-card:hover,
.myth-card:active,
.stat-banner-box:hover,
.stat-banner-box:active {
  transform: translateY(-6px) scale(1.012) !important;
  box-shadow: 0 20px 42px -10px rgba(0, 99, 153, 0.16), 0 0 0 1px rgba(0, 99, 153, 0.22) !important;
  border-color: rgba(0, 99, 153, 0.38) !important;
}

/* Mobile Touch Device Refined Active Feedback */
@media (hover: none) and (pointer: coarse) {
  .box-interactive:active,
  .interactive-box:active,
  .insurer-card:active,
  .partner-plan-card:active,
  .solution-feature-box:active,
  .solution-side-card:active,
  .contact-channel-item:active,
  .news-card:active {
    transform: translateY(-3px) scale(1.008) !important;
  }
}

/* Category-specific soft glows for solution cards */
.solution-card-health:hover,
.solution-card-health:active {
  box-shadow: 0 22px 45px -10px rgba(13, 148, 136, 0.22), 0 0 0 1px rgba(13, 148, 136, 0.3) !important;
  border-color: rgba(13, 148, 136, 0.45) !important;
}

.solution-card-life:hover,
.solution-card-life:active {
  box-shadow: 0 22px 45px -10px rgba(204, 168, 48, 0.24), 0 0 0 1px rgba(204, 168, 48, 0.35) !important;
  border-color: rgba(204, 168, 48, 0.5) !important;
}

.solution-card-motor:hover,
.solution-card-motor:active {
  box-shadow: 0 22px 45px -10px rgba(2, 132, 199, 0.22), 0 0 0 1px rgba(2, 132, 199, 0.3) !important;
  border-color: rgba(2, 132, 199, 0.45) !important;
}

.solution-card-commercial:hover,
.solution-card-commercial:active {
  box-shadow: 0 22px 45px -10px rgba(0, 15, 34, 0.28), 0 0 0 1px rgba(0, 99, 153, 0.3) !important;
  border-color: rgba(0, 99, 153, 0.45) !important;
}

/* Radiant top accent line for cards */
.solution-side-card,
.box-interactive,
.partner-plan-card,
.resource-guide-card {
  position: relative;
  overflow: hidden;
}

.solution-side-card::before,
.partner-plan-card::before,
.resource-guide-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, #006399, #0d9488, #cca830);
  opacity: 0.35;
  transform: scaleX(0.4);
  transform-origin: center;
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  z-index: 5;
}

.solution-side-card:hover::before,
.solution-side-card:active::before,
.partner-plan-card:hover::before,
.partner-plan-card:active::before,
.resource-guide-card:hover::before,
.resource-guide-card:active::before {
  opacity: 1;
  transform: scaleX(1);
  height: 4px;
}

/* Contact Page Channel Items */
.contact-channel-item {
  transition: transform 0.28s cubic-bezier(0.16, 1, 0.3, 1),
              box-shadow 0.28s cubic-bezier(0.16, 1, 0.3, 1),
              border-color 0.28s ease,
              background-color 0.28s ease !important;
}

.contact-channel-item:hover,
.contact-channel-item:active {
  transform: translateX(4px) translateY(-2px) !important;
  box-shadow: 0 10px 24px -6px rgba(0, 99, 153, 0.14) !important;
  border-color: rgba(0, 99, 153, 0.32) !important;
  background-color: #ffffff !important;
}

/* Header Dropdown Items Micro-Animation */
.nav-dropdown-item {
  transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1),
              background 0.25s ease,
              box-shadow 0.25s ease,
              color 0.2s ease !important;
}

.nav-dropdown-item:hover,
.nav-dropdown-item:active {
  background: rgba(0, 99, 153, 0.08) !important;
  color: #006399 !important;
  transform: translateX(5px) scale(1.015) !important;
  box-shadow: 0 4px 14px rgba(0, 99, 153, 0.08) !important;
}

/* ==========================================================================
   26. HERO SECTION ULTRA-CREATIVE VISUAL & ANIMATION SUITE
   ========================================================================== */

/* Hero Animated Gradient Text */
.hero-gradient-text {
  background: linear-gradient(135deg, #ffffff 0%, #7dd3fc 35%, #ffd166 75%, #38bdf8 100%);
  background-size: 250% 250%;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  animation: heroShimmerGradient 7s ease-in-out infinite alternate;
  display: inline-block;
}

@keyframes heroShimmerGradient {
  0% {
    background-position: 0% 50%;
  }
  50% {
    background-position: 100% 50%;
  }
  100% {
    background-position: 0% 50%;
  }
}

/* Ambient Floating Background Orbs */
.hero-ambient-orb {
  position: absolute;
  border-radius: 9999px;
  filter: blur(110px);
  pointer-events: none;
  opacity: 0.55;
  animation: heroOrbPulse 10s ease-in-out infinite alternate;
  will-change: transform, opacity;
}

.hero-ambient-orb-1 {
  width: 480px;
  height: 480px;
  top: -100px;
  left: -120px;
  background: radial-gradient(circle, rgba(14, 165, 233, 0.38) 0%, rgba(3, 105, 161, 0.12) 65%, transparent 100%);
  animation-duration: 9s;
}

.hero-ambient-orb-2 {
  width: 580px;
  height: 580px;
  bottom: -160px;
  right: -120px;
  background: radial-gradient(circle, rgba(99, 102, 241, 0.28) 0%, rgba(14, 165, 233, 0.14) 65%, transparent 100%);
  animation-duration: 13s;
  animation-delay: -3s;
}

.hero-ambient-orb-3 {
  width: 340px;
  height: 340px;
  top: 25%;
  left: 40%;
  background: radial-gradient(circle, rgba(245, 158, 11, 0.22) 0%, rgba(217, 119, 6, 0.06) 70%, transparent 100%);
  animation-duration: 11s;
  animation-delay: -5s;
}

@keyframes heroOrbPulse {
  0% {
    transform: scale(0.92) translate(0, 0);
    opacity: 0.45;
  }
  50% {
    transform: scale(1.18) translate(25px, -18px);
    opacity: 0.72;
  }
  100% {
    transform: scale(0.98) translate(-20px, 15px);
    opacity: 0.52;
  }
}

/* Hero Live Badge with Shimmer Sweep */
.hero-badge-shimmer {
  position: relative;
  overflow: hidden;
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border: 1px solid rgba(255, 255, 255, 0.2);
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  box-shadow: 0 4px 20px -2px rgba(0, 0, 0, 0.3);
}

.hero-badge-shimmer::after {
  content: '';
  position: absolute;
  top: -50%;
  left: -120%;
  width: 60%;
  height: 200%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.35), transparent);
  transform: rotate(25deg);
  animation: badgeShimmerSweep 5s cubic-bezier(0.4, 0, 0.2, 1) infinite;
}

@keyframes badgeShimmerSweep {
  0% { left: -120%; }
  25%, 100% { left: 220%; }
}

.hero-badge-shimmer:hover {
  transform: translateY(-2px) scale(1.02);
  border-color: rgba(103, 186, 253, 0.6);
  box-shadow: 0 0 25px rgba(103, 186, 253, 0.35);
}

/* Hero Primary Action Button */
.hero-btn-primary {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, #0284c7 0%, #0369a1 50%, #075985 100%);
  box-shadow: 0 10px 28px -5px rgba(2, 132, 199, 0.45), 0 0 0 1px rgba(255, 255, 255, 0.2) inset;
  transition: all 0.32s cubic-bezier(0.16, 1, 0.3, 1);
}

.hero-btn-primary::before {
  content: '';
  position: absolute;
  top: 0;
  left: -120%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.32), transparent);
  transform: skewX(-25deg);
  transition: 0.65s ease;
}

.hero-btn-primary:hover::before {
  left: 150%;
}

.hero-btn-primary:hover {
  transform: translateY(-3px) scale(1.025);
  box-shadow: 0 16px 36px -6px rgba(14, 165, 233, 0.65), 0 0 28px rgba(56, 189, 248, 0.45);
}

/* Hero Secondary Action Button */
.hero-btn-secondary {
  position: relative;
  overflow: hidden;
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border: 1px solid rgba(255, 255, 255, 0.18);
  box-shadow: 0 8px 24px -4px rgba(0, 0, 0, 0.25);
  transition: all 0.32s cubic-bezier(0.16, 1, 0.3, 1);
}

.hero-btn-secondary:hover {
  background: rgba(255, 255, 255, 0.16);
  border-color: rgba(52, 211, 153, 0.5);
  transform: translateY(-3px) scale(1.02);
  box-shadow: 0 14px 30px -5px rgba(16, 185, 129, 0.3), 0 0 20px rgba(52, 211, 153, 0.25);
}

/* Hero Agent Onboarding Button */
.hero-btn-agent-gold {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, #d97706 0%, #b45309 50%, #92400e 100%);
  border: 1px solid rgba(251, 191, 36, 0.45);
  box-shadow: 0 10px 28px -5px rgba(217, 119, 6, 0.45), 0 0 0 1px rgba(255, 255, 255, 0.2) inset;
  transition: all 0.32s cubic-bezier(0.16, 1, 0.3, 1);
  color: #ffffff !important;
}

.hero-btn-agent-gold::before {
  content: '';
  position: absolute;
  top: 0;
  left: -120%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.35), transparent);
  transform: skewX(-25deg);
  transition: 0.65s ease;
}

.hero-btn-agent-gold:hover::before {
  left: 150%;
}

.hero-btn-agent-gold:hover {
  transform: translateY(-3px) scale(1.025);
  box-shadow: 0 16px 36px -6px rgba(245, 158, 11, 0.65), 0 0 28px rgba(251, 191, 36, 0.45);
}

/* Hero Live Telemetry Stat Chips */
.hero-stat-chip {
  position: relative;
  background: rgba(255, 255, 255, 0.06);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 14px;
  padding: 10px 14px;
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

.hero-stat-chip:hover {
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(103, 186, 253, 0.55);
  transform: translateY(-4px) scale(1.035);
  box-shadow: 0 12px 28px -6px rgba(0, 0, 0, 0.45), 0 0 20px rgba(103, 186, 253, 0.28);
}

/* Hero 3D Stage Glass Shell */
.hero-3d-stage {
  position: relative;
  background: radial-gradient(circle at 50% 50%, rgba(10, 37, 64, 0.88) 0%, rgba(0, 15, 34, 0.95) 75%, rgba(0, 8, 20, 1) 100%);
  border: 1px solid rgba(255, 255, 255, 0.16);
  box-shadow: 0 25px 65px -15px rgba(0, 0, 0, 0.7), 0 0 45px rgba(14, 165, 233, 0.15) inset;
  transition: box-shadow 0.4s ease, border-color 0.4s ease;
}

.hero-3d-stage:hover {
  border-color: rgba(103, 186, 253, 0.35);
  box-shadow: 0 30px 75px -15px rgba(0, 0, 0, 0.8), 0 0 55px rgba(14, 165, 233, 0.25) inset;
}

/* Hero Deluxe Holographic Floating HUD Cards */
.hero-floating-card-deluxe {
  background: rgba(10, 37, 64, 0.82);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255, 255, 255, 0.22);
  box-shadow: 0 20px 45px -10px rgba(0, 0, 0, 0.55), 0 0 0 1px rgba(255, 255, 255, 0.1) inset, 0 0 30px rgba(56, 189, 248, 0.2);
  transition: transform 0.38s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.38s ease, border-color 0.3s ease;
  animation: heroFloatDeluxe 6s ease-in-out infinite;
}

.hero-floating-card-deluxe-delayed {
  background: rgba(0, 15, 34, 0.88);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255, 255, 255, 0.2);
  box-shadow: 0 20px 45px -10px rgba(0, 0, 0, 0.6), 0 0 0 1px rgba(255, 255, 255, 0.1) inset, 0 0 30px rgba(245, 158, 11, 0.16);
  transition: transform 0.38s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.38s ease, border-color 0.3s ease;
  animation: heroFloatDeluxeDelayed 7.2s ease-in-out infinite 1.4s;
}

.hero-floating-card-deluxe:hover,
.hero-floating-card-deluxe-delayed:hover {
  transform: translateY(-8px) scale(1.045) !important;
  border-color: rgba(103, 186, 253, 0.7);
  box-shadow: 0 28px 55px -10px rgba(0, 0, 0, 0.65), 0 0 38px rgba(56, 189, 248, 0.4);
}

@keyframes heroFloatDeluxe {
  0%, 100% {
    transform: translateY(0px) rotate(0deg);
  }
  50% {
    transform: translateY(-10px) rotate(0.6deg);
  }
}

@keyframes heroFloatDeluxeDelayed {
  0%, 100% {
    transform: translateY(0px) rotate(0deg);
  }
  50% {
    transform: translateY(-12px) rotate(-0.6deg);
  }
}

/* ==========================================================================
   27. SCROLL-TRIGGERED REVEAL & BLINK/GLOW ENTRANCE SYSTEM
   ========================================================================== */

/* Hidden State (waiting to enter viewport on scroll) */
.scroll-reveal {
  opacity: 0;
  transform: translateY(35px) scale(0.96);
  transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1),
              transform 0.8s cubic-bezier(0.16, 1, 0.3, 1),
              box-shadow 0.6s ease,
              border-color 0.4s ease;
  will-change: opacity, transform;
}

/* Revealed State (Smooth glide into viewport when scrolled) */
.scroll-reveal.is-revealed {
  opacity: 1 !important;
  transform: translateY(0) scale(1) !important;
}

/* Cascading Stagger Delays for rows of cards */
.scroll-reveal.delay-100 { transition-delay: 80ms !important; }
.scroll-reveal.delay-200 { transition-delay: 160ms !important; }
.scroll-reveal.delay-300 { transition-delay: 240ms !important; }
.scroll-reveal.delay-400 { transition-delay: 320ms !important; }
.scroll-reveal.delay-500 { transition-delay: 400ms !important; }
.scroll-reveal.delay-600 { transition-delay: 480ms !important; }

/* The "Blink / Luminous Glow Pulse" Entrance (User requested: "blink wala animation jse scroll kru tb appear ho") */
.scroll-reveal.is-revealed {
  animation: revealBlinkGlow 1.1s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

@keyframes revealBlinkGlow {
  0% {
    box-shadow: 0 4px 18px -4px rgba(7, 30, 61, 0.05);
  }
  35% {
    box-shadow: 0 16px 36px -6px rgba(0, 99, 153, 0.28), 0 0 28px rgba(103, 186, 253, 0.42);
    border-color: rgba(103, 186, 253, 0.65);
  }
  100% {
    box-shadow: 0 4px 18px -4px rgba(7, 30, 61, 0.06);
  }
}

/* ==========================================================================
   28. UNIVERSAL 3D DYNAMIC TILT ENGINE & TOUCH HIGHLIGHT
   ========================================================================== */
.card-interactive,
.step-card,
.faq-interactive,
.box-interactive,
.solution-side-card,
.solution-feature-box,
.insurer-card,
.partner-plan-card,
.resource-guide-card,
.news-card,
.snapshot-card,
.doc-pill-interactive {
  transform-style: preserve-3d;
  backface-visibility: hidden;
  will-change: transform, box-shadow;
  transition: transform 0.45s cubic-bezier(0.16, 1, 0.3, 1),
              box-shadow 0.35s ease,
              border-color 0.3s ease;
}

/* While active 3D tilt is tracking pointer/touch */
[data-is-tilting="true"] {
  transition: box-shadow 0.25s ease, border-color 0.25s ease !important;
  z-index: 20 !important;
  box-shadow: 0 26px 52px -12px rgba(0, 99, 153, 0.22), 0 0 0 1px rgba(0, 99, 153, 0.25) !important;
  border-color: rgba(0, 99, 153, 0.45) !important;
}

/* FAQ Item Specific 3D Tilt & Glow Accent */
.faq-interactive {
  cursor: pointer;
  background-color: #ffffff;
}

.faq-interactive[data-is-tilting="true"] {
  box-shadow: 0 16px 36px -8px rgba(0, 99, 153, 0.18), 0 0 0 1px rgba(0, 99, 153, 0.28) !important;
  border-color: rgba(0, 99, 153, 0.4) !important;
}

/* Mobile Touch Active Haptic Indicator */
@media (hover: none) and (pointer: coarse) {
  .card-interactive:active,
  .step-card:active,
  .faq-interactive:active,
  .box-interactive:active {
    transform: perspective(800px) rotateX(-4deg) translateY(-6px) scale(1.02) !important;
    box-shadow: 0 18px 38px -8px rgba(0, 99, 153, 0.22), 0 0 20px rgba(103, 186, 253, 0.35) !important;
    border-color: rgba(0, 99, 153, 0.5) !important;
  }
}

/* ==========================================================================
   AGENT HERO EXPERIENCE ENHANCEMENTS & 3D MICRO-ANIMATIONS
   ========================================================================== */

.agent-hero-section {
  position: relative;
  background: radial-gradient(circle at 85% 20%, rgba(204, 168, 48, 0.16) 0%, transparent 45%),
              radial-gradient(circle at 15% 80%, rgba(0, 99, 153, 0.22) 0%, transparent 50%),
              linear-gradient(135deg, #020f20 0%, #031b38 50%, #04254d 100%);
  overflow: hidden;
}

/* Background Subtle Grid Pattern */
.agent-hero-grid {
  position: absolute;
  inset: 0;
  background-image: 
    linear-gradient(to right, rgba(255, 255, 255, 0.035) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(255, 255, 255, 0.035) 1px, transparent 1px);
  background-size: 40px 40px;
  pointer-events: none;
  mask-image: radial-gradient(ellipse at center, rgba(0,0,0,1) 40%, rgba(0,0,0,0) 80%);
  -webkit-mask-image: radial-gradient(ellipse at center, rgba(0,0,0,1) 40%, rgba(0,0,0,0) 80%);
}

/* Floating Ambient Golden Orbs */
.agent-glow-orb-1 {
  position: absolute;
  top: -15%;
  right: 5%;
  width: 480px;
  height: 480px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(204, 168, 48, 0.22) 0%, rgba(204, 168, 48, 0.05) 50%, transparent 70%);
  filter: blur(80px);
  pointer-events: none;
  animation: agentOrbFloat1 18s ease-in-out infinite alternate;
}

.agent-glow-orb-2 {
  position: absolute;
  bottom: -20%;
  left: -5%;
  width: 520px;
  height: 520px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(0, 99, 153, 0.28) 0%, rgba(103, 186, 253, 0.08) 50%, transparent 70%);
  filter: blur(90px);
  pointer-events: none;
  animation: agentOrbFloat2 22s ease-in-out infinite alternate;
}

@keyframes agentOrbFloat1 {
  0% { transform: translate(0, 0) scale(1); }
  50% { transform: translate(-30px, 40px) scale(1.12); }
  100% { transform: translate(25px, -25px) scale(0.95); }
}

@keyframes agentOrbFloat2 {
  0% { transform: translate(0, 0) scale(1); }
  50% { transform: translate(40px, -35px) scale(1.08); }
  100% { transform: translate(-30px, 30px) scale(0.92); }
}

/* Golden Gradient Animated Headline Text */
.agent-hero-gradient-text {
  background: linear-gradient(135deg, #ffd700 0%, #fff7c2 30%, #e9c349 60%, #ffdf79 100%);
  background-size: 200% auto;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  animation: agentTextShine 6s linear infinite;
  display: inline-block;
}

@keyframes agentTextShine {
  0% { background-position: 0% center; }
  50% { background-position: 100% center; }
  100% { background-position: 200% center; }
}

/* Creative Value Stat Chips */
.agent-pill-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(12px);
  font-size: 0.785rem;
  font-weight: 700;
  color: #f1f5f9;
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}

.agent-pill-chip:hover {
  transform: translateY(-3px) scale(1.02);
  background: rgba(204, 168, 48, 0.16);
  border-color: rgba(245, 158, 11, 0.5);
  box-shadow: 0 10px 25px -6px rgba(204, 168, 48, 0.35);
  color: #fff;
}

/* Glassmorphic Benefits Card */
.agent-benefits-banner-v2 {
  position: relative;
  background: linear-gradient(135deg, rgba(204, 168, 48, 0.12) 0%, rgba(10, 37, 64, 0.6) 100%);
  border: 1px solid rgba(245, 158, 11, 0.35);
  box-shadow: 0 15px 35px -10px rgba(0, 0, 0, 0.5), inset 0 1px 0 rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(16px);
  border-radius: 20px;
  padding: 18px 22px;
  transition: all 0.4s ease;
}

.agent-benefits-banner-v2:hover {
  border-color: rgba(245, 158, 11, 0.6);
  box-shadow: 0 20px 45px -10px rgba(204, 168, 48, 0.25), inset 0 1px 0 rgba(255, 255, 255, 0.25);
}

/* Primary Button with Sweeping Light Shimmer */
.btn-agent-shimmer {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, #cca830 0%, #e9c349 50%, #b08e20 100%) !important;
  color: #071e3d !important;
  font-weight: 800 !important;
  box-shadow: 0 8px 24px rgba(204, 168, 48, 0.4), 0 0 0 1px rgba(255, 255, 255, 0.3) !important;
  transition: all 0.35s ease !important;
}

.btn-agent-shimmer::before {
  content: '';
  position: absolute;
  top: -50%;
  left: -50%;
  width: 200%;
  height: 200%;
  background: linear-gradient(60deg, transparent 40%, rgba(255, 255, 255, 0.5) 50%, transparent 60%);
  transform: rotate(25deg);
  animation: btnShineSweep 3.5s infinite;
  pointer-events: none;
}

@keyframes btnShineSweep {
  0% { transform: translateX(-100%) rotate(25deg); }
  35% { transform: translateX(100%) rotate(25deg); }
  100% { transform: translateX(100%) rotate(25deg); }
}

.btn-agent-shimmer:hover {
  transform: translateY(-2px) scale(1.02) !important;
  box-shadow: 0 12px 30px rgba(204, 168, 48, 0.55), 0 0 0 1px rgba(255, 255, 255, 0.4) !important;
}

/* Right 3D Showcase Card Container */
.agent-showcase-wrapper {
  position: relative;
  perspective: 1000px;
}

.agent-showcase-card {
  position: relative;
  background: linear-gradient(145deg, rgba(8, 28, 52, 0.92) 0%, rgba(3, 16, 32, 0.96) 100%);
  border: 1px solid rgba(204, 168, 48, 0.3);
  box-shadow: 0 25px 60px -12px rgba(0, 0, 0, 0.7), 0 0 40px rgba(204, 168, 48, 0.12);
  backdrop-filter: blur(20px);
  border-radius: 28px;
  padding: 28px 24px;
  z-index: 10;
  transition: border-color 0.35s ease, box-shadow 0.35s ease;
}

.agent-showcase-card:hover {
  border-color: rgba(245, 158, 11, 0.55);
  box-shadow: 0 30px 70px -15px rgba(0, 0, 0, 0.8), 0 0 50px rgba(204, 168, 48, 0.22);
}

/* Floating Orbiting Badges */
.floating-orbit-chip-1 {
  position: absolute;
  top: -18px;
  right: -14px;
  z-index: 25;
  background: linear-gradient(135deg, rgba(204, 168, 48, 0.95), rgba(176, 142, 32, 0.95));
  color: #071e3d;
  font-weight: 800;
  font-size: 0.76rem;
  padding: 7px 14px;
  border-radius: 999px;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.4), 0 0 15px rgba(204, 168, 48, 0.4);
  border: 1.5px solid rgba(255, 255, 255, 0.5);
  animation: orbitFloat1 5.5s ease-in-out infinite alternate;
  white-space: nowrap;
}

.floating-orbit-chip-2 {
  position: absolute;
  bottom: -16px;
  left: -12px;
  z-index: 25;
  background: linear-gradient(135deg, rgba(0, 99, 153, 0.95), rgba(0, 78, 122, 0.95));
  color: #ffffff;
  font-weight: 800;
  font-size: 0.76rem;
  padding: 7px 14px;
  border-radius: 999px;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.4), 0 0 15px rgba(103, 186, 253, 0.4);
  border: 1.5px solid rgba(255, 255, 255, 0.4);
  animation: orbitFloat2 6.5s ease-in-out infinite alternate;
  white-space: nowrap;
}

@keyframes orbitFloat1 {
  0% { transform: translateY(0px) rotate(0deg); }
  100% { transform: translateY(-10px) rotate(1.5deg); }
}

@keyframes orbitFloat2 {
  0% { transform: translateY(0px) rotate(0deg); }
  100% { transform: translateY(8px) rotate(-1.5deg); }
}

/* Interactive Feature Tiles inside Showcase */
.showcase-tile-interactive {
  padding: 14px 16px;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.08);
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}

.showcase-tile-interactive:hover {
  background: rgba(204, 168, 48, 0.08);
  border-color: rgba(245, 158, 11, 0.4);
  transform: translateX(4px);
  box-shadow: 0 8px 20px -4px rgba(0, 0, 0, 0.3);
}

.showcase-icon-box {
  width: 38px;
  height: 38px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.2);
}

/* ==========================================================================
   27. APPLICANT DUE DILIGENCE / TRANSPARENCY CARD ANIMATIONS (SECTION 5.7)
   ========================================================================== */

.transparency-checklist-card {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.98) 0%, rgba(248, 250, 255, 0.95) 100%);
  border: 1px solid rgba(226, 232, 240, 0.95);
  box-shadow: 0 20px 45px -12px rgba(0, 99, 153, 0.08), 0 0 0 1px rgba(0, 99, 153, 0.06);
  border-radius: 28px;
  transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}

.transparency-checklist-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, #006399, #0d9488, #cca830, #006399);
  background-size: 300% 100%;
  animation: radiantBorderFlow 6s linear infinite;
  border-radius: 28px 28px 0 0;
  z-index: 10;
}

.transparency-checklist-card:hover {
  box-shadow: 0 28px 55px -12px rgba(0, 99, 153, 0.14), 0 0 0 1px rgba(0, 99, 153, 0.16);
}

.transparency-tile {
  position: relative;
  padding: 16px 18px;
  border-radius: 18px;
  background: #ffffff;
  border: 1px solid rgba(226, 232, 240, 0.85);
  box-shadow: 0 4px 14px -3px rgba(0, 0, 0, 0.03);
  transition: all 0.32s cubic-bezier(0.16, 1, 0.3, 1);
  display: flex;
  align-items: flex-start;
  gap: 14px;
  cursor: pointer;
}

.transparency-tile:hover {
  transform: translateY(-4px) scale(1.012);
  border-color: rgba(0, 99, 153, 0.38);
  box-shadow: 0 14px 28px -6px rgba(0, 99, 153, 0.12), 0 0 0 1px rgba(0, 99, 153, 0.15);
  background: linear-gradient(135deg, #ffffff 0%, rgba(240, 249, 255, 0.5) 100%);
}

.transparency-tile .tile-icon-box {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: transform 0.35s cubic-bezier(0.34, 1.56, 0.64, 1), box-shadow 0.35s ease;
}

.transparency-tile:hover .tile-icon-box {
  transform: scale(1.15) rotate(5deg);
  box-shadow: 0 6px 16px -2px rgba(0, 0, 0, 0.2);
}

.transparency-tile .tile-check-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: rgba(16, 185, 129, 0.1);
  color: #059669;
  transition: all 0.25s ease;
  flex-shrink: 0;
}

.transparency-tile:hover .tile-check-badge {
  transform: scale(1.18);
  background: #059669;
  color: #ffffff;
  box-shadow: 0 4px 10px rgba(5, 150, 105, 0.3);
}

.transparency-side-callout {
  background: linear-gradient(145deg, #021226 0%, #062348 100%);
  color: #ffffff;
  border-radius: 22px;
  padding: 24px;
  position: relative;
  overflow: hidden;
  box-shadow: 0 15px 35px -8px rgba(2, 18, 38, 0.35);
  border: 1px solid rgba(204, 168, 48, 0.25);
}

.transparency-side-callout::before {
  content: '';
  position: absolute;
  top: -40px;
  right: -40px;
  width: 140px;
  height: 140px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(204, 168, 48, 0.25), transparent 70%);
  filter: blur(25px);
  pointer-events: none;
}

/* ==========================================================================
   28. ULTRA-CREATIVE AGENT HERO SPARKLES & ENHANCED 3D ELEMENTS
   ========================================================================== */

.hero-sparkle-dot {
  position: absolute;
  border-radius: 50%;
  background: radial-gradient(circle, #ffe088 0%, rgba(204, 168, 48, 0.2) 60%, transparent 100%);
  pointer-events: none;
  animation: sparklePulse 3.5s ease-in-out infinite alternate;
}

@keyframes sparklePulse {
  0% {
    opacity: 0.25;
    transform: scale(0.7) translateY(0);
  }
  50% {
    opacity: 0.9;
    transform: scale(1.3) translateY(-4px);
    filter: drop-shadow(0 0 8px rgba(255, 224, 136, 0.9));
  }
  100% {
    opacity: 0.35;
    transform: scale(0.85) translateY(2px);
  }
}

.agent-trust-strip {
  transition: all 0.35s ease;
}

.agent-trust-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 12px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  color: #cbd5e1;
  font-size: 0.75rem;
  font-weight: 600;
  transition: all 0.28s ease;
}

.agent-trust-pill:hover {
  background: rgba(204, 168, 48, 0.15);
  border-color: rgba(245, 158, 11, 0.4);
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 6px 16px -4px rgba(204, 168, 48, 0.3);
}

.agent-showcase-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, #cca830, #ffd700, #38bdf8, #cca830);
  background-size: 300% 100%;
  animation: radiantBorderFlow 5s linear infinite;
  border-radius: 28px 28px 0 0;
}

/* ==========================================================================
   29. LIVE CLAIM SETTLEMENT TELEMETRY & MANAGER MODAL
   ========================================================================== */

@keyframes spinSlow {
  from { transform: rotate(0deg); }
  to { transform: rotate(360deg); }
}

.animate-spin-fast {
  animation: spinSlow 0.75s linear infinite;
}

.telemetry-row-highlight {
  animation: telemetryPulse 1.2s cubic-bezier(0.16, 1, 0.3, 1);
}

@keyframes telemetryPulse {
  0% { background-color: rgba(16, 185, 129, 0.18); }
  100% { background-color: transparent; }
}

.telemetry-modal-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(3, 15, 32, 0.75);
  backdrop-filter: blur(8px);
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 16px;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.28s ease;
}

.telemetry-modal-backdrop.is-open {
  opacity: 1;
  pointer-events: auto;
}

.telemetry-modal-dialog {
  background: #ffffff;
  border-radius: 24px;
  border: 1px solid rgba(226, 232, 240, 0.95);
  box-shadow: 0 25px 60px -15px rgba(0, 0, 0, 0.35);
  max-width: 540px;
  width: 100%;
  transform: scale(0.95) translateY(12px);
  transition: transform 0.28s cubic-bezier(0.16, 1, 0.3, 1);
  overflow: hidden;
}

.telemetry-modal-backdrop.is-open .telemetry-modal-dialog {
  transform: scale(1) translateY(0);
}